High-Yield Business Savings
Earn up to 8% on your idle treasury
Open US or EU account numbers, wire USD or USDC. We automatically place your idle funds into vetted money market funds with balance protection up to $1M. Withdraw anytime with zero penalties or lock-ups.
| Wire from Chase •••• 1234 | +$500,000.00 |
| Daily yield earned | +$679.45 |
| ACH to vendor | -$12,500.00 |
- Routing
- 021000021
- Account
- 1234567890
Simple as any savings account
Sign Up → Deposit → Earn
Create your account
Sign up with email or wallet in under 60 seconds. No bank connection required.
Deposit USDC
Transfer USDC from any wallet or exchange. Your funds start earning immediately.
Earn & withdraw anytime
Watch your balance grow with daily compounding. Withdraw instantly, no penalties or lock-ups.
Why Zero Finance
High-Yield Savings for Startups
Competitive Yield
Earn significantly more than traditional banks on your idle cash. Your funds are automatically allocated to vetted yield strategies with insurance coverage up to $1M from a licensed insurer.
No Minimums, Full Liquidity
Start earning from day one with no minimum balance requirements. Your funds remain fully liquid — withdraw any amount, any time. Perfect for managing runway while maximizing returns on idle capital.
Instant Global Banking
Open US and EU bank accounts in seconds. Get ACH routing numbers and SEPA IBANs instantly. Receive wire transfers, ACH payments, and SEPA transfers directly to your high-yield account.
Institutional-Grade Security
Bank-level security with self-custody benefits. Your funds are protected by insurance coverage up to $1M from a licensed insurer and battle-tested DeFi protocols securing $8B+ in assets. Email login for easy access.
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Start Growing Your Money
Save Smarter with High-Yield
Stablecoin Accounts
Open a USDC savings account that earns competitive yield automatically. No lock-ups, no hidden fees, just transparent returns on your digital dollars.
Why Choose 0 Finance
Perfect For
Emergency Fund
Build your safety net with market-leading rates
Savings Goals
Grow your money while saving for big purchases
Passive Income
Earn consistently on your idle stablecoin balance
Dollar Holdings
Hold USD digitally while earning competitive yield
Start Earning Today
Open your high-yield account in under a minute.
Start Growing Your Digital Dollars Today
Open a USDC savings account that earns competitive yield automatically. No minimums, no lock-ups, full control of your funds.
Join thousands of users earning on their stablecoin holdings.